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Usage Terms & Disclaimers

Terms of Service

Last updated: October 2026

1. Acceptance of Terms

By accessing and using ToolsCabinet, you agree to be bound by these Terms of Service. All utilities on ToolsCabinet are provided free of charge for personal, educational, and commercial workflows.

2. Intellectual Property & Your Data

You retain 100% ownership and intellectual property rights over any text, code, images, or files you process using ToolsCabinet. Because all processing occurs locally inside your web browser, ToolsCabinet never takes custody of your files or content.

3. Disclaimer of Warranties

ToolsCabinet utilities are provided on an “AS IS” and “AS AVAILABLE” basis without warranties of any kind, either express or implied. Financial calculators (such as Loan EMI, Profit Margin, and Discount calculators) and health calculators (such as BMI) are provided strictly for informational and educational estimation and do not constitute certified financial, legal, or medical advice. Always verify critical calculations and keep backups of original files before overwriting them.